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"America's choice for buying life & health insurance online!"
Testimonials
"I really appreciate that I was able to receive instant life insurance quotes from top-rated insurance carriers without having to first enter my name, email & personal medical info.
Katz Insurance Group is user friendly & very informative. When I elected to request an application online I was so pleased with your professional service!"
H. Malamud, Herndon, VA
"Thank you for providing me with great service and a knowledgeable licensed insurance representative who walked me through the whole process!"
B. Gupta, Virginia Beach, VA
"I have referred your insurance services to all of my family and friends!"
L. Warner, Reston, VA
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What is ROP Term? ROP stands for Return-Of-Premium
ROP Term is a newly introduced term life insurance product that provides a death benefit protection and a return of premium feature. This product is revolutionary do to the fact that it bridges the gap between low-cost term insurance and permanent insurance.
Return-Of-Premium (ROP Term) is aimed right at one of the greatest consumer objections to regular term life insurance: “I am probably not going to die, and my money will have been wasted." With ROP Term you do not have to waste your money. Unlike regular term, ROP Term rewards you for living by offering a guaranteed return of your total cumulative premium paid on the policy during the level term period, not including substandard and rider charges, if any, will be paid to the policy owner at the end of the level term period if the policy is then in force.
Example: Male, 35 preferred plus, 500K 30 year term:
Annual premium = $810, Return of Premium after 30 years = $24,300
($810 x 30yr = $24,300) Income Tax Free, because the premiums you paid is after tax dollars.
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